Know Your Rights
Know Your Rights — Defending Creditor Lawsuits
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Useful Information
What you need to know to defend yourself against a creditor, debt buyer, or debt collector in civil court.
Advocacy Tools
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Answer form in writing for consumer credit transactions (PDF) by the NYS Office of Court Administration
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Order to Show Cause form (PDF) by the NYS Office of Court Administration
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Affidavit to Vacate a Default Judgment in a Consumer Debt Case (Order to Show Cause), via interactive online program by the NYS Office of Court Administration