Members of the NYS Payroll Card Working Group spoke to New Yorkers who work in retail, restaurant and other sectors to learn about their experiences with payroll cards. Here are the major problems the workers flagged.
A joint report summarizing how banks, which reap billions from overdraft fees, misleadingly advertise overdraft to customers.
Joint report summarizing opportunities to create a resource and advocacy hub to support cooperative economics in NYC. New Economy Project issued the report with Lower East Side People’s Federal Credit Union, NYC Network of Worker Cooperatives, SolidarityNYC, and The Working World.
A research brief on home foreclosure patterns in New York City and State, six years after the financial meltdown.
A primer on Walmart’s harmful impact on communities, small businesses, and Community Development Financial Institutions (CDFIs).
A report exposing how the debt collection industry uses the New York courts as a collection mill, depriving New Yorkers of due process and siphoning hundreds of millions of dollars from communities — especially communities of color — each year.
A report comparing efforts to regulate or ban payday lending in New York, California, Illinois and North Carolina. The four organizations that co-authored the report offer their perspective as financial justice advocates in the thick of payday lending battles in their home states.
New Economy Project and allies issue policy paper urging the Consumer Financial Protection Bureau to strengthen the Home Mortgage Disclosure Act and expand public disclosure of data on mortgage lending and foreclosures.
A multi-year series of reports analyzing racial lending disparities, impact of the Community Reinvestment Act, and other trends in the mortgage market and housing finance system.
A report showing the staggering number of New Yorkers at risk of foreclosure, based on examination of newly available data for New York State. Includes maps for New York City and State.