Know Your Rights
Know Your Rights — Credit Reports and Credit Scores
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Useful Information
Click on the links below to read about your right to an accurate credit report, how to order a free credit report, and tips to address errors and improve your credit report — legally and for free.
- Credit Reports & Credit Scores
- Ordering Your Credit Report
- Reading Your Credit Report (PDF)
- Correcting Your Credit Report
- Housing Court Records & Your Credit Report
- Tenant Screening Reports (courtesy of Housing Court Answers)
- Improving Your Credit Report
Advocacy Tools
Use these sample letters to order your free credit report and to correct mistakes on your credit report.
- Annual Credit Report Request Form (PDF)
- Sample Credit Report Dispute Letter (PDF)
- Sample Follow-up Letter (PDF)
- Sample Credit Card Dispute Letter (PDF)
Credit Report Info Packet
Download our complete Credit Report Info Packet, which contains everything you need to order your free credit report and dispute inaccurate information on your credit report.